7 Best Savings Apps for 2020

Best Savings Apps 2020

Using some of the best saving apps can not only save you money but help you with planning your financial future. Your budget can be stabilized with the help of the best savings apps or budgeting apps. These apps can also find unnecessary purchases or subscriptions, organize your expenses and more.

We’ve done some research to help you narrow down your choice for best savings apps you can use on your smartphone. The best savings apps will help you monitor your monthly spending, apply the best coupons and find wholes in your spending.

The 7 Best Savings Apps of 2020


Photo: GasBuddy

GasBuddy is a tech company based in Boston and its app can help drivers find a better price on gas. GasBuddy finds real-time fuel prices at more than 140,000 gas stations in the United States, Canada, and Australia and operates via apps and websites.

GasBuddy is one of the best savings apps and lets you search for Gas Prices by city, state, zip code, with listings for all cities with current trends, and mapping tools.

The app lets you turn everyday purchases into free money for gas with their GasBack earn through GasBuddy shopping and dining deals and spend at the pump using your Pay with GasBuddy card.

Some of the other features includes local gas price search feature; trip cost calculator; gas price map; fuel insights; vehicle recall database; 24/7 roadside assistance for Premium members.

Regular GasBuddy membership is free, GasBuddy Plus is $4.99 per month and GasBuddy Premium is $6.99 per month.


Chime was created in 2013 by Chris Britt and Ryan King and it is more popular for Millennials. Chime is a free mobile banking platform for anyone, offering direct deposit and is FDIC-insured. 

Chime has no physical branch you are banking on your smartphone. Using Chime with a direct deposit you can get paid up to 2 days early and helps you grow your savings. 

No overdraft. No minimum balance. No monthly fees. No foreign transaction fees. On top of the free-spending and savings accounts comes and a free Visa debit card. The free Chime Visa debit card that is mailed within ten business days.

There are more than 38,000 free ATMs through Chime’s partner MoneyPass, where you can get some cash if you need it. When you use your debit card to pay bills, you can also take advantage of Chime’s cash back rewards program.


Honey is a browser extension and mobile app created by Ryan Hudson and George Ruan in 2012. Honey automatically finds you money-saving coupons and also earns you cash back on online purchases. Honey was acquired recently by Paypal for $4B. 

Every time you check out online you save money using this extension by automatic coupon insertion. Honey app will automatically find coupon codes and insert and check each one to your maximum savings. 

Honey has a great features called Droplist, which is a price notification tool, the app will watch items from retailers and when a price for your item drops you’ll be notified.

The Honey Price Tracker provides a graph of the price changes over time and it will tell you when the price last changed.


Photo: Google Play store

Today millions of people use the NerdWallet personal finance app to make smart money decisions. You get personalized recommendations to help you grow your money and reach your financial goals.

Easily check your score, learn how to build your credit score and know where you stand on all the most important credit report factors.

NerdWallet’s app helps you get a clear and complete view of your finances. You can easily check your account balances, credit score report, spending with easy-to-read summaries and insights, and more – all on one screen.

Easily find the best products for you, earn more cash back or maximize your points and miles.

NerdWallet keeps you up to speed when anything major changes to your finances – whether it’s a large purchase, deposit or major change to your credit score.


Mint helps you easily manage all your finances in one place and it is a fabulous budgeting tool for beginners and it. It is own by the well-known accounting software Quickbooks and it is one of the oldest budgeting apps around.

Mint works as it tracks all your expenses by sorting them into different categories. You need to connect your bank and credit card accounts, after creating your account in Mint to have the app to start recording your expenses.

You can set a monthly budget threshold and when you are getting over your monthly budget or reaching the limit you can receive alerts.

They used the same security protocols as the banks and have experience with apps like TurboTax and Quicken, so you do not have to worry about security.


Photo: Google Play store

Coupons.com lets you with a simple tap to save at your favorite grocery stores with free digital grocery coupons for popular brands.

You can manage all your grocery shopping and coupons right from your phone, in one single app, just before you shop use the app to select the coupons you want to use.

Connect your Coupons.com account with your store loyalty cards, then add coupons with a tap to save seamlessly at the register. 

If the store do not have loyalty cards, you can still get cash back after purchase by simply adding coupons, making your purchase, then uploading a photo of your receipt after checkout in the app.


Photo: Google Play store

Acorns give you more control over retirement, checking, and all-in-one investment. Acorns is a California-based company that grows to over 100+ employees.

Acorns allow you to invest the difference by rounding to the nearest dollar for every purchase you make. This is a great part of our best money management apps list and a great way to invest in your future.

When you shop with Acorns Found Money partners, the 300+ top brands automatically invest in your Acorns account using the found money option. 

Acorns is a micro-savings app similar to Digit and Qapital,

Acorns commission is $1 a month for accounts under $5,000. An Acorns Core accounts for free can be open by students with a valid .edu email address.

It is up to you which app you’ll choose if you find a better app let us know. The important here is that using any of the best budgeting apps will help you track your expenses, narrow down unwanted subscriptions, or spending, and in the end, you’ll be saving money.

If you like to read more about how you can use others app similar to these best savings apps you may also like to read:

Natures Money

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