10 Best Cash Back Apps

Cash Back Apps

Most people own a smartphone and what if you can make that phone work for you. Install some of the top Cash Back Apps and start making money while you are shopping.

These Cash Back Apps will actually pay you for using them regularly, doing things you already do – grocery shopping, shopping online, shop in-store.

10 Best Cash Back Apps of 2020


Photo: Rakuten

Rakuten is one of the top cash-back apps out there and lets you get access to cash back, exclusive discounts, and in-store coupons. 

Explore deals, shop at 2,500+ stores and earn Cash Back when you buy. 

You’ll also get a $10 Welcome Bonus! You can invite your friends and you get another $10. Daily deals help you save on everything you need.

Rakuten created apps for Android and iOS and browser extensions for most of the popular browsers and has added mote cool features.

After you’ve created your account, you’ll use the search bar to find retailers you want to shop at or you can use their browser extension. If you are using their browser extension make sure it is activated before you buy.


Ibotta Cash back
Photo: Ibotta

Using Ibotta you can earn real cash back at some of your favorite online retailers. So, how does it work? You can either browse offers in the Ibotta app before you shop in-store, or use the app when you shop online. Then you just have to submit your receipts or link your loyalty accounts and watch the cash back growing into your account.

You earn points for buying your favorite brands or save with cashback rebates. When you reach the minimum cash requirement into your account you can cash it using Venmo or through PayPal, or you have the option to choose to receive gift cards instead.

The Ibotta website claims that its members have earned almost $700,000,000 in cash back from online coupons and rebates.

Fetch Rewards

Fetch Rewards
Photo: Fetch Rewards

Fetch Rewards turns your grocery receipts into savings. Simply scan any grocery receipt after you shop and save on thousands of popular products throughout the store. Earn points on every receipt you scan.

No clipping coupons, chasing down expiring deals, or missing out on savings. Just shop, scan, and save. It’s that easy.

And there is no requirement to scan barcodes, watch videos, or answer any questions. 

Fetch Rewards received $25 million in new funding, so they are really pushing forward.

Unlike cash back and rebate apps that require you to unlock coupons before you go grocery shopping, causing you to miss out on savings, Fetch Rewards gives you savings EVERY TIME you purchase a participating product. 

Receipt Hog

Receipt Hog
Photo: Receipt Hog

Receipt Hog is another app in our collection of best Cash Back Apps for 2020. It is fun and easy way that lets you convert your receipts into real rewards and cash. What you have to do is download the app create an account and get paid for uploading pictures of your receipts for market research.

You can increase your earning by taking surveys and entering contests. You earn coins that later you can turn into PayPal cash and Amazon gift cards.

You can even earn more by referring your contacts & scanning barcodes etc.

Receipt Hog by InfoScout is a market research company, that conducts marketing research for brands and retailers. 


Photo: Wikibuy

Wikibuy is a browser extension and mobile app that automatically scours thousands of shopping bargains, offers, and coupons from retailers while you’re shopping online. 

Wikibuy is powered by a community of over 1 million users who share prices and coupons found in real-time while they shop.

 All you have to do is shop online after installing it and the extension will then automatically search other participating retailers, to see whether or not the offer the same or similar products at a lower price. 

Wikibuyers also earn loyalty rewards at stores like Walmart, eBay, and Macy’s. The credits you earn can be redeemed for gift cards on Wikibuy.com.

Checkout 51

Checkout 51
Photo: Checkout 51

Checkout 51 is a Cash Back app where you can get gas rewards and cash back that saves you tons of money on your favorite brands and groceries.

Get grocery promo savings, cash back offers and more right from your phone. Grocery offers are easy to redeem, just snap a photo of your receipt and earn cash back rewards.

Your offer list updates on Thursdays with new saving opportunities. Just add your favorite offers to your shopping list.

When your receipt is approved, we credit your account with Cash Back. Cash-out when you hit $20 via check.


Photo: Google Play store

Drop is the easiest way to earn cash back whenever you shop. No coupons, no scanning receipts, simply shop and earn gift cards for the things you love.

Receive points back from all your favorite brands and stores when you shop using the Drop app. 

Even if you do not carry the phone with you when you shop in-store at a connected retailer Drop will automatically add earn points on your entire purchase.


BeFrugal cashback app
Photo: Apple Store

BeFrugal.com is an online coupon and cashback website. Founded in 2009, the company is owned by Capital Intellect, Inc. and based in Boston,

One of the highest paying Cash Back apps BeFrugal gives you access to coupons for 5000+ stores and get paid via PayPal, Check, Direct Deposit or Gift Card.

Refer a friend and earn $10 for every qualified referral to BeFrugal. You can use BeFrugal to earn Cash Back on Hotels, Airfare, Vacation Packages and Car Rentals.

The company gets more sales, and you end up with cash back.

eFrugal has continued to innovate with new features in such as printable couponsweekly ads, and online calculators to help people find better deals and save more while shopping. 


Photo: ShopKick

ShopKick app is another app that lets you make money with your phone by shopping in your favorite retail stores. Shopkick partner with thousands of retailers and online stores to provide high consumer engagement along the entire path to purchase.

Millions of users had downloaded their apps for iOS or Android.

Shopkick offers users rewards for shopping activities both in-stores and online such as scanning items, walking into stores, making in-app or in-store purchases, completing a scavenger hunt for certain items, and submitting receipts.

You can redeem your Shopkick points for free gift cards to your favorite retail stores such as Amazon, Walmart, Target, Macy’s and more.


Daily Scoop
Photo: Google Play Store

With MyPoints app you can shop online, answer surveys and earn points from your phone. The app lets you share your feedback on a variety of topics including TV shows, movies, shopping experiences and even new products and services.

After you download the app you can find the latest promo codes and deals for thousands of stores, and start earning points on every dollar you spend.

The accumulated points you can redeem anytime for $5 – $25 gift cards for Amazon, Walmart, PayPal, Target, and more. MyPoints is a free app you can find in the app store by using the links below.

Using these Best cash back apps you’ll be getting extra cashback, just for doing something you were doing anyway – shopping! Combining with your credit cards cash back this could a pretty sweat deal.

  1. If you like to read more about other money making, savings or cash back apps you may like to read:

Natures Money

Read Previous


Read Next

10 Free Apps To Track Your Spending